PRIVACY POLICY
1. Introduction
At Wealth Genius Path, accessible via wealthgeniuspath.com, we are committed to safeguarding the privacy and personal data of our website visitors, clients, and users. This Privacy Policy outlines how we collect, use, disclose, and protect your personal data and informs you of your rights under applicable privacy laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). We are guided by the principles of transparency, accountability, and user empowerment when handling your personal information.
2. Scope of Policy and Data Controller
This Privacy Policy applies to all users of wealthgeniuspath.com and related services. Wealth Genius Path, operating as the data controller, determines the purposes and means of processing your personal data. If you have any questions or concerns regarding your data, you may contact us at [email protected].
3. Categories of Data Processed
We process various categories of personal data depending on your interaction with our platform:
a) Usage Data: This includes information about your interactions with the website such as IP address, browser type, domain names, access times, referring website addresses, clickstream data, and session duration.
b) Account Data: Information provided during account registration or profile setup, such as your full name, residential or billing address, email address, and telephone number.
c) Profile Data: This encompasses data related to your preferences, purchase history, services used, product interests, and behavioral data linked to your experience on our platform.
d) Communication Data: Any correspondence with our support team or general inquiries you send us. This may include your messages, contact history, support tickets, and other communications.
e) Technical Data: Information about the devices you use to access our services, including operating system type and version, device identifiers, screen resolution, browser plugins, and system configurations.
f) Transaction Data: Data processed in the course of purchases or financial transactions, including payment method, billing information, delivery addresses, and transaction history.
g) Preference Data: Your expressed interests, marketing communication preferences, and consent records collected via opt-ins, checkboxes, or other consent mechanisms.
4. Legal Bases for Processing
We rely on the following legal bases when processing your personal data:
– Consent – Where you have expressly agreed to the processing of your personal data for one or more specific purposes, such as marketing communications.
– Contractual Necessity – Where processing is necessary to enter into or perform our contractual obligations to you.
– Legitimate Interests – Where processing is required for our legitimate business interests, provided these interests are not overridden by your fundamental rights and freedoms. Our interests include improving services, fraud prevention, and user experience optimization.
– Legal Obligation – Where we are required to comply with binding legal and regulatory obligations.
5. Your Rights Under GDPR and CCPA
Subject to applicable law, you may have the following rights concerning your personal data:
– Right of Access: Request confirmation as to whether we process your personal data and a copy of such data.
– Right to Rectification: Request correction of inaccurate or incomplete personal data.
– Right to Erasure (“Right to be Forgotten”): Request the deletion of your personal data under certain conditions.
– Right to Restrict Processing: Request that we limit the processing of your personal information under specific circumstances.
– Right to Data Portability: Receive your personal data in a structured, commonly used, and machine-readable format and transmit it to another controller where feasible.
– Right to Object: Object to the processing of your personal data under the grounds of legitimate interest or direct marketing.
– Right to Non-Discrimination (under CCPA): You are entitled not to receive discriminatory treatment for exercising your CCPA rights.
To exercise any of these rights, please contact us at [email protected]. We may require verification of your identity before honoring certain requests.
6. Security Measures
We employ a range of physical, technical, and administrative controls to help safeguard your personal data. These include:
– End-to-end encryption of data where appropriate.
– Access controls and user authentication protocols.
– Secure server and application environments protected by industry-standard firewalls.
– Regular security audits, logging, and system monitoring.
– Staff training and strict internal data handling guidelines.
While no system can be guaranteed to be completely secure, we take reasonable precautions to prevent unauthorized access, loss, or misuse of your personal data.
7. International Data Transfers
Your data may be processed and stored in countries outside your jurisdiction. When we transfer personal data internationally, including to countries outside the European Economic Area (EEA), we rely on appropriate legal safeguards such as Standard Contractual Clauses approved by the European Commission or other lawful mechanisms that ensure adequate levels of data protection.
8. Data Retention
We retain personal data only for as long as necessary to fulfill the purposes outlined in this Policy and to comply with legal obligations. The retention periods vary based on data category:
– Usage Data: Retained for up to 12 months for analytics and system security.
– Account and Profile Data: Stored for the duration of your account plus 12 months post-termination.
– Communication Data: Retained for up to 24 months for monitoring and support optimization.
– Technical Data: Retained for 12 months.
– Transaction Data: Retained for up to 7 years for accounting and audit compliance.
– Preference Data: Retained until consent is withdrawn or the data becomes irrelevant.
9. Cookie Policy
Our website uses cookies and similar tracking technologies for several purposes:
– Essential Cookies: Necessary for site operation, authentication, and security.
– Functional Cookies: Help us remember your settings and preferences.
– Analytics Cookies: Collect anonymous data for analyzing website usage and performance via tools such as Google Analytics.
– Performance Cookies: Measure and enhance the speed, responsiveness, and usability of our services.
10. Cookie Management and Compliance
In adherence to GDPR and CCPA, we obtain your consent before placing non-essential cookies on your device. You can manage your cookie preferences through the cookie settings banner upon visiting the site or by modifying your browser settings. You may withdraw your consent at any time without affecting the lawfulness of prior processing.
Residents of California may additionally opt-out of the “sale” of their personal information, as defined by the CCPA, through our Cookie Management tool or by emailing [email protected].
11. Children’s Privacy
Wealth Genius Path does not knowingly collect or process personal data from children under the age of 13. If you are a parent or guardian and believe that your child has submitted personal data to our platform without your consent, please contact us immediately at [email protected].
12. Policy Updates and User Notification
We reserve the right to update this Privacy Policy at our discretion in response to changes in law, technology, or business operations. Any material changes will be communicated through website notifications or direct contact where feasible. We encourage users to review this policy periodically to stay informed about how we protect their data.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal data, you may contact us via:
Email: [email protected]
We are committed to full compliance with applicable privacy regulations and welcome your engagement to help ensure your rights are respected and your personal data is treated with care.